- Bank integrations
- 17
- Payment providers
- 18
- Fraud rules
- 13
- Link delivery channels
- 4
Features
Every step of collection under control
From checkout to reconciliation, the whole process on one platform.
Branded checkout
A payment page with your logo, colours and light/dark theme: live card preview, bank and card-type detection by BIN, instalment table and consent checkboxes.
Payment links
Create links one by one or in bulk from Excel and send them by e-mail, SMS, WhatsApp or QR code, with automatic reminders for unpaid links.
Smart POS routing
Rules by card programme, brand and instalments pick the lowest-commission POS automatically, with failover to a backup POS.
Fraud engine
13 rules in monitor or block mode: velocity, amount, BIN and IP checks, black/white lists and a review queue. Card numbers are never stored.
Reconciliation and reports
Bank commission, net amount and settlement date; chart dashboards, XLSX/PDF export and scheduled report e-mails.
SetXRM integration
Payments and account ledger entries are written to SetXRM automatically; the checkout can show the account name, code and current balance.
Who is it for?
SetXRM Pay is built for businesses that take card payments, companies with dealer networks and any team that needs to collect remotely. One installation serves multiple companies, each working with its own POS accounts, commission policy, e-mail/SMS/WhatsApp accounts and rules.
Secure transaction management
- Cancel, full or partial refund and status query at the bank
- Two-person (maker-checker) approval above a configurable limit
- POS health monitoring, automatic failover and alert e-mails
- Two-factor authentication, role-based permissions, IP restriction and audit log
- No card data stored; keys are kept encrypted
For developers
The open REST API lets your own applications create payment sessions, cancel, refund and query transactions, while signed webhooks deliver payment results instantly. A payment simulator lets you test the entire flow before going live.
Each bank or payment-provider integration requires a merchant agreement with that institution. Brand names belong to their respective owners.
FAQ
Frequently asked questions
Which banks and payment providers are supported?
17 banks including Akbank, Garanti BBVA, Yapı Kredi, İş Bankası, Vakıfbank, Ziraat, QNB, Halkbank and Kuveyt Türk, plus 18 payment providers such as iyzico, Sipay, Param, Moka and Paynet.
How can I send a payment link?
Create links individually or in bulk from Excel and send them by e-mail, SMS, WhatsApp or QR code. Automatic reminders are sent for unpaid links.
Is card data stored?
No. Card numbers are never stored; only an irreversible card fingerprint is used for fraud checks. Payments are completed with 3D Secure in the bank’s secure environment.
How does it work with SetXRM?
Successful payments and ledger entries are written to SetXRM automatically according to your mapping; bank request/response logs can optionally be sent to SetXRM as well.
Speed up your collections with SetXRM Pay
Start right away with the banks you already work with – we’ll set up the platform and your POS accounts together.